Monday, September 30, 2019

Slavery in Rome and China

1. In ancient Rome slavery became the indispensable foundation of the economy, and social status was a way to have political privilege and was praised upon in society. But in ancient China, they didn’t have as many slaves as the Romans, the had more of peasants contributing to society by working in fields, laboring on imperial estates, and maintaining canal channels. Chinese slaves also had legal protections provided by contracts specifying and limiting what would be demanded of them. The government depended more on a large population of free peasants to contribute taxes and services to the state instead of ordering people to do it under a contract. Slaves weren't as important to China as to Rome because they did not rely on the labor of a large slave population, they were merely a provided service or someone to do chores more than an actual slave. The treatment of Chinese slaves was much less harsh of the Romans, mostly because it was against the law to kill your slave, kings even lost their kingdoms after it was found they had murdered their slaves. Slaves were mostly treated unjust and badly from their master, and were viewed as other forms of property. They were mostly treated like property when they were sold and purchased by masters. When they talked back or refused to work, most slaves were severely punished, although it was illegal to kill your slave in China. When they worked they were used to farm and fix things and with no rest or appreciation, inhuman things that were made for animals or tools. In ancient China the slaves â€Å"humanity† came into account when the Qin government sought to abolish slavery. However, the institution persisted into the Han dynasty and the Qin were unsuccessful in the abolishment of slavery, but it showed that the treatment of slaves were unjust and how they wanted to prohibit it. 3. Since slaves were overworked, and improperly treated most slaves tried some passive resistant tactics that slaves resorted to, to revolt against their master in a non violent manner. Most slaves made excuses not to work, blaming it on the weather, maybe even other slaves, and maybe the lack of tools or machinery for them to use. Some even slept too much to blame it on the lack of sleep their getting from overworking. The slaves did not really achieve anything but more work that had to be done. If it was raining outside, then they had to work inside, and if they complained about it they were punished. Slaves in china resulted in protection by a contract which made them protected by the government if masters broke the contract.

Sunday, September 29, 2019

Alliance Bank Essay

1. Introduction Alliance Bank is one of the leading banks in Kazakhstan, and it is the tenth largest bank in terms of assets in Kazakhstan. Headquartered of the bank are located in Almaty. Bank is developing as a universal financial institution in all lines of business, with a primary focus on retail banking and lending to SMEs.JSC Alliance Bank, has been operating for over 15 years. Recently bank has been shadowed by number of scandals, which had a negative effect on its reputation. In February, 2009 the government appointed a new management team after its key shareholder, SAFC, rejected to support the bank in long-term. During the financial crisis Alliance Bank was the first bank to default. By 2010 its debts were restructured and government had to inject 24 billion KZT on its deposit account in order to save the bank. Since the restructuring, state-owned National Wellbeing fund Samruk-Kazyna is holding 67% of the bank’s shares. In 2012 Alliance was judged to be stable with a Standard and P oor’s rating of â€Å"B-†. Today Alliance’s long-term credit rating by Standard and Poor’s is stated at â€Å"D†, together with short-term rating. In 2011 bank considered talks with European Bank for Reconstruction and Development regarding the potential sale of its shares. In February 2014 bank has suffered from technical default. Later in February, the bank’s reputation suffered even more after SMS-attack on three banks about their default. Alliance Bank’s mission is to be a reliable partner for each  customer and meet the best banking practice. The basis for this statement is bank’s philosophy of meeting the needs of society as quality financial services. Main principles of bank’s corporate culture include classical principles of fairness, trust and apolitical relation. These principles work as the basis for existence of commercial bank as a social institution, which aims to combine and unite interests of different groups of people – shareholders, employees, customers and partners. The vision of the bank is â€Å"Look at things in a new way!† The Bank’s primary business is related to commercial banking activities, granting of loans and guarantees, accepting deposits, exchanging foreign currencies, dealing with securities, transferring cash payments, as well as providing other banking services in the Republic of Kazakhstan. The main goal of the bank’s activity is to earn income through the provision of banking services, for legal and physical entities, residents and non-residents of Kazakhstan, establishment of direct contact with international institutions for the development of External Relations, improvement and strengthening of business cooperation with foreign organizations. 2. External analysis PESTLE analysis PESTLE analysis or PEST stands for auditing the Alliance Bank’s current environment and assessing its potential changes by looking at the organization from different angles in order to be better placed than its competitors and make plans for future events in terms of responding to the rapid changes in the macro-environment. It contains the factors such as political-legal, economic, socio-cultural, and technological. Considering and understanding all these factors that influence the business, the information about the risks associated with the situation in the market will be clarified. Moreover, using the PESTLE analysis, it is possible to maximize opportunities and minimize threats for the Alliance Bank. Political-legal forces provide information about the political situation in the country and current legislations that regulate the industry. Businesses can be affected by many aspects of government policy. In particular, all businesses must comply with the law. They must also consider the impact of any forthcoming legislation on their operations. This may require taking action before the legislation comes into effect. Today a political factor,  which would affect Kazakhstani banks, and in particular Alliance Bank, is the Ukrainian political instabilities. Russia and Ukraine have bad political relations, and it leads to trade barriers as well. As Kazakhstan is a member of Custom Union, of course, any instability in Russia could influence Kazakhstani market as well. As an example, recent devaluation of Russian Ruble will bring very negative effects in both Kazakhstan and Belarus Republic. This instability might lead to declining on the foreign investments to Alliance Bank that they were recently asking from London creditors. Also on the 26th of December 2012 the President of the Republic of Kazakhstan signed the Law â€Å"About Modification and Additions in Some Acts of the Republic of Kazakhstan concerning the Taxation†. One of the amendments to the law says that from the January 1st, 2014 the conscientious taxpayers may postpone paying the accrued tax liability for not more than 3 years w ithout having any collateral or fund for restricted cash. It will help the Alliance Bank to save the amount of money in the current period in order to invest it if needed in some other activities. Economic forces focus on the prevalent economic factors. Evaluating one of them which is the average monthly wage in Kazakhstan, the Agency of the Republic of Kazakhstan’s Statistics provides the following data: in March 2010 the average monthly wage is equal to 72 000 KZT, in March 2011 the amount is 87 000 KZT, in February 2012 it is presented as 92 000 KZT, and in February 2013 it has increased to 98 736 KZT. Such a picture of the wage growth is very positive and beneficial for the Alliance bank because the bigger amount of clients is willing deposit their money to bank accounts. Another not less important economic factor to consider is the inflation rates. According to the Agency of the Republic of Kazakhstan’s Statistics, in 2011 the inflation rate in Kazakhstan was 7.4%, in 2012 it was 6%, and in 2013 it decreased to 4.6%. Due to recent devaluation of Kazakh Tenge, the forecast of inflation in 2014 is going to increase. The increase of inflation rates will lead to increase in interest rates, which will decrease the number of clients of the bank. Another important economic factor is GDP per capita in Kazakhstan. Kazakhstan government is putting a huge afford to improve the lifestyle and living conditions of its people. The government set two crucial strategies; Strategy2030 and Strategy2050. According to these strategies, Kazakhstan must be listed among the developed countries of the  world. One of the requirements of these strategies is raising GDP per capita. According to Dosayev, the GDP per capita will reach to $14,600 and it is expected to rea ch to $24,000 in 2018. Accordingly, the products of the bank will become more popular among the population. Social forces are the next. In this case they may be presented as demographic trends. Population of Kazakhstan for the 1st of March 2013 has increased by 1.4%, according to the report of the Agency of the Republic of Kazakhstan’s Statistics. Nowadays it is more than 17 million people who are living in the territory of Kazakhstan. Actually, the new migration policy for oralmans (people whose historical place to live was Kazakhstan), and people who arrive to the cities from urban areas is a good advantage for the bank. The President of the Agency of the Republic of Kazakhstan’s Statistics Alikhan Smailov noted that the average life expectancy in 2014 will be at the age of 70. According to the data for 2012 it was less and the actual number of years was 69 per person. Technology is another very important role in bank’s internal control mechanisms as well as services offered by them. Through the use of technology new products and services are introduced. It includes technological aspects such as R&D activity, automation, technology incentives and the rate of technological change. Some of the technological changes which brought radical changes in banking industry in Kazakhstan, and especial in Alliance Bank are described below: Automated Teller Machine (ATM) The latest developments in terms of technology in computer and telecommunication have encouraged the bank to change the concept of branch banking to anywhere banking. The use of ATM and Internet banking has allowed anytime, anywhere banking facilities. IT Services & Mobile Banking Today banks of Kazakhstan are also using SMS and Internet as a major tool of promotion and giving great utility to its customers. For example, SMS functions through simple text messages sent from your mobile phone. Technology advancement has changed the face of traditional banking systems, it is even offering 24/7 banking even faster and secured service. Alliance bank definitely should look after all technological changes in banking industry both within Kazakhstan and on International level, because it really matters, and differentiate service of the bank. Porter’s Five Forces The Kazakhstan banking system has experienced many difficulties in recent years, as well as huge growth. Last year was marked by the successful completion of the restructuring of debts of the three largest banks in the Republic of Kazakhstan: BTA Bank, Temirbank and Alliance Bank, which defaulted in 2009. Nevertheless, Kazakhstan’s banks currently operate in a very challenging external and internal environment which of course could reflect their financial stability, way of development in future years and their ability to find new appropriate business models. Kazakhstan’s banking system suffered due to a liquidity crisis less than its peers (e.g. Ukraine, Kyrgyzstan). Measures of the Government of the Republic of Kazakhstan to maintain stability of the banking system and the infusion of funds into the capital’s largest banks, had its effect – not one bank in Kazakhstan has not been declared bankrupt, the investors could easily withdraw their funds, there we re no signs of the banking panic among the population. So, the main current advantage of Kazakhstan’s banking system is the stability which is a very serious and necessary feature at the Commonwealth of Independent States. Threat of New Entrants: Banking industry deals with other people’s money and financial information new banks find it difficult to start up. Due to the nature of the industry, people are more willing to place their trust in big name, well known, major banks who they consider to be trustworthy. The banking industry has undergone a consolidation in which major banks seek to serve all of customers’ financial needs under their roof. This consolidation furthers the role of trust as a barrier to entry for new banks looking to compete with major banks, as consumer are more likely to allow one bank to hold all their accounts and service their financial needs. Ultimately the barriers to entry are relatively low for the banking industry. While it is nearly impossible for new banks to enter the industry offering the trust and full range of services as a major bank, it is fairly easy to open up a smaller bank operating on the regional level. Large financial resources are needed in order to open own bank an d enter on the financial market. Authorized capital  must be 5 billion Tenge, except other expenses (advertising campaigns, open own office, purchasing equipment and software etc.) Power of Suppliers: Capital is the primary resource on any bank and there are four major suppliers (various other suppliers like fees contribute to a lesser degree) of capital in the industry. Customer deposits Mortgages and loans Mortgage-baked securities Loans from other financial institutions By utilizing these four major suppliers, Alliance bank can be sure that they have the necessary resources required to service their customers’ borrowing needs while maintaining enough capital to meet withdrawal expectations. The power of the suppliers is largely based on the market, their power is often considered to fluctuate between medium to high. Suppliers for Bank are depositors and shareholders. Alliance Bank is interested in attracting outstanding depositors and principal shareholder. The main purposes are: correct invest invested funds; to ensure payments under the deposits and the shares; to make up owner’s operating expenses; to get a certain profit Power of Buyers: The individual doesn’t pose much of a threat to the banking industry, but one major factor affecting the power of buyers is relatively high switching costs. If a person has one bank that services their banking needs, mortgage, savings, checking, etc, it can be a huge hassle for that person to switch to another bank. Alliance Bank has 2 million customers who have a bargaining power and can switch to any other bank due to bank’s current situation. Availability of Substitutes: Some of the banking industry’s largest threats of substitution are not from rival banks but from non-financial competitors. The industry does not suffer any real threat of substitutes as far as deposits or withdrawals, however insurances, mutual funds, and fixed income securities are some of the many  banking services that are also offered by non-banking companies. As Alliance bank primarily offers commercial banking services, it does not suffer any threat of substitutes. Competitive Rivalry: The banking industry is considered highly competitive. The financial services industry has been around for hundreds of years, and just about everyone who needs banking services already has them. Because of this, banks must attempt to lure clients away from competitor banks. They do this by offering lower financing, higher rates, investment services, and greater conveniences than their rivals. There are two giant banks in Kazakhstan, Kazkommertsbank and Halyk Bank, which hold 18% and 19% of total asset of Kazakhstani market, whereas Alliance bank holds only 4%. Therefore, the above mentioned banks are the competitive rivalry of the Alliance bank’s services. 3. Internal analysis SWOT analysis The key factor in the bank’s strategic planning is SWOT-analysis. SWOT-analysis methodology suggests: first, to identify the internal strengths and weaknesses of the company as well as the external opportunities and threats, and secondly, to establish connections between them. The SWOT-analysis of Alliance Bank is described below. Strengths Weaknesses Support of Samruk-Kazyna Years of experience Extensive branch network Extensive acquiring network (ATMs, cash-in ATMs, POS-terminals) Innovative technologies Professional bank management Brand name recognition (recent rumors about bank default) Low-speed service with a large flow of clients Low-level promotion of banking products Shrinking loan portfolio Opportunities Threats The tenth largest bank in terms of assets in Kazakhstan Development of technology (Online banking, fingerprints) Geographic expansion Long-term partnerships with major companies Cover new demands of current customers Expand the customer base Publicly traded on KASE Customer dissatisfaction with new banking products Increased competition Unstable economy of the country (possibility of a financial crisis, devaluation of the local currency, inflation) Changing legal and tax provisions The possibility of clients default Change in oil prices Increased regulation of capital requirements Strengths of Alliance bank are the characteristics of the business that give it an advantage over the competitors. These characteristics may include personnel, finance, and manufacturing capabilities and so on. Weaknesses are the attributes resources that work against a successful outcome. Strengths and weaknesses are internal attributes and the company can use its strengths to liquidate the weaknesses. For instance, Alliance Bank JSC has an extensive branch network including 19 branches and 106 cash offices in 51 cities and rural settlements of the Republic of Kazakhstan. They can use their extensive branch and acquiring network to increase the level of promotion of banking products in cities and rural areas. Another example is to use the innovative technology to deal with low-speed service when there is a large flow of clients. The bank could automatize its operations. Opportunities are the external factors the business can capitalize on or use to its advantage. Alliance bank has a n opportunity to expand geographically to new markets. For instance, Kazkommertsbank has branches in different countries of Central Asian region, which allows them to expand their customer base and increase their profits. Threats are the external factors that could jeopardize the business. External factors may include  macro-economic factors, technological changes, legislation and socio-cultural changes as well as changes in the market place or in competitive position. For example, due to the recent devaluation of KZT in February, 2014 Alliance Bank customers withdrew 55 billion KZT in two weeks from the moment of the announcement of the devaluation. As explained to the bankers, since the beginning of the National Bank’s announcement of the devaluation in the period from 11 to 17 February, investors withdrew 25 billion KZT from their accounts. And after the SMS-attack, in the period from 18 to 21 February, another 30 billion were withdrawn from the bank. This amounted to one third of the deposit base. Conducted SWOT analysis helps to analyze how our Company proceeds and what kind of opportunities and strengths we have, additionally, it helps to identify what threats and weaknesses we have. One of the basic strength of our company is experience that we have in banking industry. Alliance Bank is supported by SamrukKazyna fund, which is trust-worthy fund. Another strength is extensive branch network, which allows bank to operate in 51 cities and rural areas of Kazakhstan. Due to recent financial problems, bank is trying its best to deal with these kinds of strengths in order to overcome financial distress and possibility of new technological default. Recapitalization of bank by the government resulted in injection of 24 billion KZT. SamrukKazyna owns today 67% of shares of the bank, and bank is looking for opportunities of finding capital investors in order to buy shares of the bank. VRIO analysis The VRIO Analysis is an analytical technique which for each type of resource considers the following questions (evaluation dimension) for an organization as well as for its competitors. In practice, the VRIO analysis is also used in combination with other analytical techniques to help organizational management evaluate business resources in a more detailed view. For financial resources, there are many detailed financial indicators that evaluate the financial condition or performance of the business from different perspectives. Likewise, humanresources, property or information are other detailed indicators of their performance, efficiency or quality. The advantage of a VRIO analysis is its simplicity and clarity. Value Chain Product Development Alliance Bank has two primary product offerings: personal banking and commercial banking. Commercial banking is the largest of these, comprising more than half of the bank’s portfolio. Commercial blends are segmented by business size and feature a combination of accounts, credit cards, lines of credit, merchant services and cash/investment management services. Personal banking blends are segmented by customer age and include services such as checking and savings accounts and credit cards. Product Support Suppliers Alliance Bank leverages and backs up its products with hedging instruments in order to maintain a stable financial base. This involves in-house development of a diversified portfolio, market analysis of deposit versus lending activities as well as the purchase of risk-hedging tools to back its  lending products. However they have to increase the efficiency of their product development. Marketing Alliance Bank has differentiated itself within the crowded field of commercial banking through its marketing and brand-building efforts, steadfastly emphasizing customer service andalso reframing theirs as a retail organization. Alliance Bank has established a brand strongly. Over the past years, Alliance Bank has invested heavily in rebuilding a brand image which was negatively affected during the financial crisis on 2009. Alliance promotes itself as an â€Å"innovative, customer friendly retailer of financial products and services† whose aim is â€Å"to connect with the public on an individual level†. They have pursued this strategy through more traditional (TV, radio, brochures, newspapers and billboard) campaigns. Sales and Service Service is a critical differentiator for a community bank because most financial products are homogeneous. It therefore makes sense that Alliance has made unsurpassed service a key strategy company-wide. Much like Alliance’s efforts at creating a community atmosphere, this strategy could be easily replicated by other banks. Here Allianceis afforded at least a competitive parity. Information Technology and Human Resources Human Resource Development and Information Technology are two underlying segments of Alliance’s value chain that support all their other lines of business. For its part, IT’s strategic relevance is limited by the simple fact that most banking platforms are acquired from third-parties due to their huge development and support costs. These platforms tend to constrain service because they are geared more towards security and stability—for obvious reasons—than flexibility. IT is therefore generally a threat to Alliance’s quest to provide innovative banking solutions. HR, on the other hand, is a strategic asset that Alliance continually employs to support their unique service culture. HR has successfully managed the organization’s culture via a variety of methods: ongoing employee development/training programs, astute hiring practices, etc. 4. Recommendation (Corporate Strategy) Before making the recommendation concerning the Corporate Strategy, the profound analysis of the Company overview was made. Because of devaluation in Kazakhstan, the company is on the stage of technical default. Meantime, the financial sector in Kazakhstan is very vulnerable and some of the banks’ situation is becoming even worse. Alliance Bank is looking for new opportunities to get out of this situation. According to Madina Abdina, the head of Almaty branch of Alliance Bank, the bank is looking for investors to do restructure. This activity will save the bank from the bankruptcy. According to Banking Report of the Republic of Kazakhstan, Alliance Bank holds only 4% of total asset of Kazakhstani market. It means that Alliance Bank is not as big as â€Å"Halyk Bank† or â€Å"Kazkommertsbank†. Nevertheless, the company managers and employees doing their best to save their bank. One of the most optimal recommendations during this period would be to restructure the bank. When the bank returns the previous position, then it could look at other opportunities, which we will offer. We will recommend the bank to apply growth strategies. First is, through concentration strategy. The company can launch new services within the business or expand its business through expanding its geographic locations. We will talk about this issue later in this part. The first recommendation is that Alliance Bank should sign a Strategic Alliance with market’s giants; â€Å"Kazkommertsbank† or â€Å"Halyk Bank†. According to Banking Report of the Republic of Kazakhstan, â€Å"Kazkommertsbank† and â€Å"Halyk Bank† hold 18% and 19% respectively. This would be a good chance for Alliance bank to expand its business and to have new customers, but they should offer a good proposal to those banks. Another recommendation is offering new service as a product development. According to Forbes, Insurance is one of the most profitable businesses. Of course, there are many insurance companies in Kazakhstan, but according to the World Bank, life insurance still has not developed in Kazakhstan. Therefore, Alliance Bank can open an insurance company under the financial sector. The next recommendation relates to concentration strategy. The purpose of a concentration strategy is to provide a singular focus to the product line, and the market in which the company chooses to compete. The concentration strategy may be approached through market development or product development. In the case of Alliance bank, we recommend to concentrate on  market development through geographic expansion. In today’s rapidly globalizing economy, a well-planned and properly managed geographic expansion can help a business reduce costs, gain access to new markets and fuel the company’s future growth. In his article â€Å"The Effects of Geographic Expansion on Bank Efficiency†, Berger and DeYoung note that geographic expansion may allow scale or scope efficiencies that reduce costs or enhance revenues. Linking branches, ATMs, and back-office facilities over a larger geographic area may yield network economies. A more geographically broad institution may also be better able to serve business customers that have many locations, and may have a broader menu of potential new investment opportunities outside its home market. As we can see, there are numerous advantages of geographic expansion. In case of Alliance bank, it can open its branches in neighboring Central Asian countries, like Tajikistan and Kyrgyzstan. Known to all, those countries are the least developed countries in the region and Alliance bank is able to introduce many new things to these markets. The products and services that are not highly accepted in Kazakhstan due to a big number of good banks in this region can have a greater success in Tajikistan and Kyrgyzstan. The main reason is that the banking system is not highly developed in those countries and there is a lack of good banks there. The example of a Kazakhstani bank that expanded geographically is Kazkommertsbank. It already has its successfully operating branches in Kyrgyzstan, Tajikistan and the Russian Federation. Alliance bank has the same potential to succeed by geographic expansion. In the long term, Alliance Bank can expand to other regions of the world, access new markets and grow in the future. 5. Recommendation (Business Strategy) Due to rapid development of technology, Alliance bank can use an opportunity of creating a more developed SMS-banking system. SMS-banking is type of mobile banking, which allows customers to operate selected banking services over their mobile phones using SMS-messaging. Alliance Bank already had implemented internet banking. Still, it is not widely used among its customers due to inconvenience of usage. Bank has to promote its online banking system and SMS-banking very actively so that customers get to know the services of bank. By developing the SMS-banking, Alliance Bank will have a chance to compete with its rivals, differentiate its services from other  banks, which do not have internet-banking and SMS-banking yet. SMS-banking is well developed in international banks, as well as in Kazakhstan. One of the banks that use this system is Kazkommertsbank. Thus, Alliance Bank can differentiate its services by using one more feature to its customers. SMS-banking is very trustful, safe application that allows doing following operations: Balance enquiry Statement request Fund transfer to account number Fund transfer to mobile number Current exchange rates information; deposit interest rates Bank could spread new offerings, i.e. do mobile marketing through the SMS-banking, which allows decreasing the amount of funds spent for marketing. Bank could also use one of the latest tools against cyber-fraud – One-time password. OTPs are requested each time customer wants to perform transactions. Once password is used, it expires. Most of SMS-banking solutions are add-on products, which work on bank’s existing platform. Today, however, some companies develop independent applications that allow using SMS-banking. For instance, Alliance bank has access to â€Å"SMS banking† application for Apple products. The problem with this application is that it is only available for Apple products and also it is not easy to use. Ratings of users remain very low. There is one more application available for android system, called â€Å"Handpay†. This application, however, is also not easy to use, requires high speed of internet. Payment is only withdrawn for SMS-requi ries sent to the bank. However, customers do not find it useful. Therefore, we suggest developing a new platform for the bank. Firstly, it will increase the safety of operations for customers. Secondly, it will allow bank to charge customers with monthly fee (200 KZT for example), which is additional source of income. Thirdly, it will allow bank to spread information about new products without spending money for advertisement (through pull messages). Another business strategy recommendation for Alliance Bank is to introduce a new service – pension accounts. This is very convenient service for Alliance Bank subscribes because their long term clients will stay with their bank even during pension period. This service gives an opportunity for pensioners to get their pensions and make other  transactions with the same account. Alliance Bank should think about new activities which differentiate them from their competitors. One of such activities is launching pension cards for free. Another activity which our team recommends to Alliance Bank is that the bank should offer pensioners to buy or order Internet transactions with lowest possible rate. Pension accounts will give Alliance Bank and additional opportunity to expand its network. 6. Recommendation (Functional strategy) The functional strategy of the bank should be based on both recommendations on corporate and business strategies that our team offered. Different departments in the bank, such as Human Resource, R&D, Marketing and Accounting/Finance realize functional strategy. The main aim of functional strategy is to assure that corporate and business strategies implemented by the bank are successful. Alliance Bank should implement following activities for each of the above-mentioned departments: Corporate Strategy Business Strategy Strategy/ Department Strategic alliance Insurance Company Geographic expansion SMS Banking Pension account Marketing Think of appropriate way to deliver this message to customers Calculate efficiency of these alliance Use Push marketing Think of appropriate way to enter insurance market Use Pull marketing Contact local advertising agency to plan their marketing campaign for entering new market Use Pull marketing Think of appropriate way to deliver this message to customers Use Push marketing Think of appropriate way to deliver this message to existing clients Use Push marketing H&R Select new manager for executive position Hire new personnel for new company Select and send their specialist to the new market Hire new local people for different positions Train the local personnel Hire appropriate IT specialist Teach marketing team the usage of the technology Assign a team from existing staff R&D Make research before the implementation of alliance Monitoring the efficiency of alliance Technological leader Research about current market on insurance industry Technological follower Research on the situation of the banking industry in Tajikistan & Kyrgyzstan Technological leader Research sms-banking application and find the most appropriate and easy to use Technological follower Technological follower Accounting/Finance Create pro-forma statement Find the most appropriate investors Find the ways to minimize the costs of opening the new business Calculate the future profits of the company Consider the opportunity of debt financing versus equity financing Find the ways to minimize the costs of opening the new business Calculate the future profits of the company Create pro-forma statement Create pro-forma statement 7. Implementation According to our recommendations, Alliance Bank should introduce; 1) Strategic alliance with Kazkomertsbank and Halyk Bank, 2) Introducing insurance company, 3) Geographic expansion under corporate strategy. Additionally, there were some more recommendations under the business strategy such as: SMS banking and pension account. Accordingly these new activities and businesses will change organizational structure of Alliance Bank and may introduce new management strategy. For signing Strategic Alliance, the bank itself will be responsible for all documentations. As for introducing insurance company, the company will have another division with responsible management. This would be the example of divisional type of organizational structure. In case of opening Alliance Bank’s branches in Tajikistan or Kyrgyzstan, the company should have a new managerial position with all functional areas in both countries. Here, Alliance Bank showing the geographic type of organizational structure. General Manager of both country branches will rapport to CEO of company in Kazakhstan. As about introducing SMS banking, the Engineering Manager and R&D Manager will be responsible for launching this service. When this service starts operating, a new manager should coordinate this service. In case of pension account, a new manager under the CEO of Alliance Bank will be assigned. In last two activities Alliance Bank will have the combination of functional and matrix types of organizational structure. It shows that implementing our recommendations will change the organizational structure of Alliance Bank significantly. 8. Conclusion The current situation of Alliance Bank makes the managers to think about new strategic plans in order to survive further. The company’s external and internal analyses show that company can introduce new activities and businesses which would be profitable for Alliance Bank. Our recommendations are based on analyses of SWOT, VRIO, Value Chain and PESTLE. Alliance Bank should introduce corporate strategies as Strategic Alliance with Kazkommertsbank and Halyk Bank, establishing a new Insurance Company and expanding geographically. Implementation of Strategic Alliance would take 3-5 months; establishing an insurance company would take 3-4 years; and geographic expansion would take much longer – 4-5 years. Alliance bank should introduce business strategies as SMS-banking and pension accounts.  Development of the SMS-banking would take 1 year and the development of pension accounts would take 3-4 years. To successfully implement the corporate and business strategies, Allianc e bank should involve all the departments of its company. Therefore, Alliance bank should have a good functional strategy. This would include involvement of Marketing, Human Resource, Research and Development, and Finance and Accounting departments. Overall, by summing up all those strategies we developed recommendations for Alliance bank which includes usage of corporate and business strategies in different situations as this would help a company to recover from the technical default and improve its current financial situation. 9. References Berger, A. N. & DeYong, R. (n.d.). The Effects of Geographic Expansion on Bank Efficiency. Journal of Financial Services Research. Retrieved from http://www.federalreserve.gov/pubs/feds/2001/200103/200103pap.pdf Biery , M. E. (2013). The Most Profitable Businesses to Start. Forbes. Retrieved from http://www.forbes.com/sites/sageworks/2013/04/28/the-most-profitable-businesses-to-start/ Clardy, A. (2013). Strengths vs. Strong Position: Rethinking the Nature of SWOT Analysis. Modern Management Science & Engineering, 1(1). Kazakhstan commercial banking report. (2012). Business Monitor International. Kazakhstan Overview. The World Bank, (2014). Retrieved from http://www.worldbank.org/en/country/kazakhstan/overview Tatum, M. (2014). What Is a Concentration Strategy? Retrieved from http://www.wisegeek.com/what-is-a-concentration-strategy.htm Toktabayev, K. (2013). Internet Banking. Business Review. Retrieved from http://profit.kz/articles/2019/Internet-banking-2013-ili-Odin-v-banke-dnem-she st-let-spustya/ Vidyanova, A. (2014). Alliance Bank Faced Technical Default.Capital Finance. Retrieved from http://kapital.kz/finance/26763/v-alyans-banke-proizoshel-tehnicheskij-defolt.html Yertayev, Z. (2013). Position of Kazakhstani banking system today – Review. Forbes journal. Retrieved from http://forbes.kz/life/opinion/v_kakoy_zone_nahoditsya_bankovskaya_sistema_kazahstana

Saturday, September 28, 2019

Effects if the Columbian Exchange on Europe Essay

The Columbian Exchange refers to the interchange of diseases, crops, and ideas between the New and Old World after Christopher Columbus’s initial voyage to the Americas in 1492. These biological exchanges changed the way of life for both Native Americans and the Europeans, impacting the social and cultural makeup of both sides. The discoveries of valuable metals and crops are perhaps the biggest findings for the Old World, and these encounters helped countries like Europe get out of the Middle Ages and into the years of Enlightenment. However, the exchange not only brought gains, but also losses. The years of exploration and exchange following Columbus’s landing helped European nations in many ways, especially contributing to the development of the economy and population. Before Columbus’s expedition to the distant lands, Western Europe was an agrarian society, in which the people lived in family households. The feudal lords ruled the land strictly, causing living conditions to be poor for the majority of the Europeans. Most peasants and lowerclassmen survived on bread and porridge, seasonal vegetables, and rarely a piece of meat. In addition, one-third of Europe’s population died from starvation and diseases like Black Death. Still, however, productivity was increased by water mills, iron plows, and other new technologies. Under the Roman Catholic Church, and the pope, Europeans lived strictly religious lives. The Columbian Exchange helped bring Europe’s economy out from the depths and also aided food production, protecting Europeans from famine. The seemingly long years of these exchanges helped Europe’s economy for the better, even though much more money was being put into circulation. The introduction of new staple crops like corn and potatoes brought in large sums of money and surpluses. Slave labor saved the European a lot of money, too. Trade and raiding the I ndians, on the other hand, brought in valuable metals like gold or silver, furs, raw materials, and other goods. Additionally, these trades caused for the advancement of ships and other large vessels, which created more jobs and opportunities, helping the economy grow even more. Tobacco, another crop from the New World, was so widely accepted that it became a substitute for currency in some areas of Europe. All of these social and agricultural enhancements assisted in the specialization of labor, eventually leading European countries into the Renaissance. Many of the exchanges that transformed the economy also reformed the population. Surpluses from growing crops saved the  peasants and lowerclassmen from starvation. Since more people were able to survive, rather then dying from malnourishments, the population of European countries rose. The shipment of slaves, although not too large, also caused the population figures to go up. At this point, European countries started to send people to the New World due to overcrowding; however, some diseases like syphilis arrived at Europe from returning the Englishmen. Although syphilis caused many deaths, it did not effect the overall population of Europe, and it was in no way comparable to the epidemics that were caused by immigration to the New World. Europe truly gained from trading and exploring the unexplored, virgin soil of the New World. They gained materials and crops, which helped boost the economy; be that as it may be, the Europeans also lost lives due to diseases like syphilis. All in all, the Columbian Exchange helped the economy, reformed the way of agriculture and education, and started the age of Enlightenment.

Friday, September 27, 2019

Evidence Based Practice and Applied Nursing Research Phase 3IP Paper

Evidence Based Practice and Applied Nursing Phase 3IP - Research Paper Example Scand J Urol , 12 (1), 34-38. Retrieved flrom: http://informahealthcare.com/doi/abs/10.3109/21681805.2013.834512 Mufti, U. B. & Dasgupta, R. (2013). Catheter-Associated Urinary Tract Infections. Urinary Tract Infection , 13 (3), 53-57. Retrieved from: http://link.springer.com/chapter/10.1007/978-1-4471-4709-1_6#page-1 Tenke, P.; KÃ ¶ves B. & Johansen T. (2013). An update on prevention and treatment of catheter-associated urinary tract infections. Curr Opin Infect Dis , 21 (7), 102-107. Retrieved from: http://journals.lww.com/co-infectiousdiseases/Abstract/2014/02000/An_update_on_prevention_and_treatment_of.16.aspx Weber, D. J., Sickbert-Bennett, E. E., Gould, C. V., Brown, V. M., Huslage, K., & Rutala, W. A. (2011). Incidence of Catheter-Associated and Non-Catheter-Associated Urinary Tract Infections in a Healthcare System. Infection Control and Hospital Epidemiology , 32 (8), 107-116. Retrieved from:

Thursday, September 26, 2019

Civil Engineering Construction and Types of Bridges Assignment - 1

Civil Engineering Construction and Types of Bridges - Assignment Example These are one of the oldest forms of the bridge that were introduced by the Romans. In this method, the total downward weight of the arch bridge is distributed along the arch and the load taken up by abutments kept at the outer end of the bridge. This abutment or a kind of stopper prevents the arch from straightening out and keeps the structure of the bridge intact. The olden day arch bridges were constructed of wedge-shaped stones that were arranged neatly to take the shape of an arch. The Pont du Gard aqueduct built near Nimes in France is an excellent example of an arched construction standing the test of time. (Hill James et al, n.d) The modern-day construction involves the use of concrete in construction. These are also reinforced using steel. These new methods of construction make it possible to construct bridges up to 800 ft spans. (Beniwal Tarun et al, 2007) (iii) Concrete Arch Bridge- In this method precast concrete segments in the form of wedges are arranged in arches that are supported on temporary sections. Sometimes two arches may be used and these are supported in the middle using a vertical support called a spandrel. (Hill James et al, n.d) Beam bridges involve a simple design of a beam that is supported at its ends. The loads that act on the bridges act as reactions at the ends. A single span can usually support a span of 250 ft. Pre-stressed concrete that is adequately reinforced using steel rods are used in construction. The concrete can sustain the compressive loads while the steel can take the tensile loads. (Hill James et al, n.d ) Concrete bridges have the advantage that the raw materials are easily available and skilled labor is not required for laying. Three methods are commonly used for the construction of bridges. (i) Balanced cantilever Method- This method involves the construction of a falsework that supports a counterbalance weight and thus prevents the cantilever from tilting over during  progressive construction.

Contemporary Art and Marcel Duchamp Essay Example | Topics and Well Written Essays - 750 words

Contemporary Art and Marcel Duchamp - Essay Example The essay "Contemporary Art and Marcel Duchamp" concerns the influence of Marcel Duchamp on contemporary art. He has created a lot of ‘Readymade† objects, which he did not claim as art work, but which certain art groups celebrated. His collection of art works show quite a mind blowing variety of art works that created controversies in the contemporary art. However, his art has influenced contemporary as well as later art movements and techniques and exerted a significant impact on the development of avant-garde movements in the 20th century. Marcel Duchamp created many paintings in canvas in the contemporary Fauvist style. However, he turned to experimentation and created one of the controversial art of his times, the Nude Descending a Staircase, which is in Philadelphia museum of Art now. Marcel Duchamp is looked upon as the champion of two important innovations in the modern art. They are the kinetic art and ready-made art. One of his earliest examples of kinetic art is this controversial piece. He created this piece two years before the Great War. This painting contained movements, with a chain of overlapping cubic figures, which was so far away a technique for then art which focused on static objects. This painting created waves in the Armory show in 1913. The Readymade art is mostly seen as a revolution in sculpture than in paintings. His ready-mades were of everyday objects, and some of the examples were the Urinal and a Bicycle Wheel. The latter is an example of both Kinetic.

Wednesday, September 25, 2019

English 2 - DB 5 Essay Example | Topics and Well Written Essays - 250 words

English 2 - DB 5 - Essay Example I have learned to pay more attention to pre-writing research in order to have enough valid information for own research. Researching can be time consuming; however, it shows different points of view on the same issue which helps to develop own opinion and express it in writing. There is a great difference between oral communication and written communication. While it is possible to make mistakes and correct them immediately while speaking, there is a need to spend additional time on revising the paper to make sure that there are no ambiguities in writing.. Any research paper needs an outline to follow to cover all necessary points. Inaccurate expressions can confuse the reader; working on my last written assignment I read it to my friend to make sure that it sounded clearly. The process of peer revision is very helpful because it gives an objective feedback about ones work; I cannot say that I can assess my writing totally objectively as I always treat it as my achievement. In this way, help of my peers can be really valuable to see ho I can improve my writing. Overall, I understand that I need to work hard to become a better writer. Currently I lack some experience in research writing and this course is really helpful because it complexly improves my writing skills. Now I see the difference between relevant and irrelevant sources of information and understand why I need to spend more time on selecting the best sources for my research. I am learning to keep my writing clear and concise and any writing assignment greatly contributes to my writing and researching

Tuesday, September 24, 2019

Homework Research Paper Example | Topics and Well Written Essays - 500 words - 1

Homework - Research Paper Example There is one owner and a few managers. The managers manage the employees who run the whole business. Thus, the hierarchical structure looks like a pyramid in which each upper level controls the lower one, and each lower level is accountable to its upper level position. It is not a tall hierarchy, but a flat model. We can say so because there are not many levels of positions and authorities in the hierarchy, since it is a small business started only a couple of years ago. That is why it has less than 50 employees. The span of control is also less, which means that there are only a few employees reporting to one manager, since it is a small organization. As stated earlier, the only IT function in this business is that this organization runs and maintains an internal database, which stores information about all its employees, customers, inventory, and competitors. This IT function helps the company to make decisions about future plans, prepare financial statements, and update the information regularly. HappyLife is a hospital that has around 500 employees, including higher authorities, doctors, nurses, technicians, lab operators, canteen boys, and so on. There is a long list of positions in the organization. This hospital started its business 20 years back and that is why it earns a great reputation in the city. It provides healthcare services to its patients, and has many branches located in other cities. This organization also enjoys a strong, rather much stronger, version of hierarchical structure, because there is a good assignment of positions and authorities at every level. Each level is checked by its senior level, and each upper level is responsible to maintain the lower one. So, we can say that there is a tall hierarchical structure in this organization, and not a flat one. Since it is a large business, and controls and maintains many employees and functions, we can say that it is a tall

Monday, September 23, 2019

Text Essay Example | Topics and Well Written Essays - 2250 words

Text - Essay Example ork-life balance issues, leisure benefit systems related to conflicts of between leisure and work, and work-family conflicts that would influence turnover intentions. This study explored the perceptions of employees in the hotel industry on issues of balancing work and life activities. In particular, the study sought to assess hotel workers for their views on issues of work-life balance as well as uncovering attributes brought dilemma for the work-life balance. In addition, factors affective general perceptions over balance of work and life were studied and suggestions for improving policies developed. These objectives are of great relevance to the hotel industry and led to an experimental study. The study identified the methodology applied in collecting information as the questionnaire survey method developed through literature review and pilot qualitative research (Wong & Ko, 2009 p197). This was desirable to ensure the research instrument was consistent with the existing literature as well as with the current situation in tourism hotel sector. The pilot research involved 24 detailed interviews classified into three categories: HR managers working in hotels, hotel workers from different levels, and professionals in the industry and government bodies. These interviews would gather rich information for the study and involved throbbing open ended, semi structured questions formulated in Chinese and English languages to cater for the diversity of the sample used (Wong & Ko, 2009 p197). The questions were translated from either English or Chinese and back to ensure no cultural or workplace bias was present. 24 individuals consisting of academia, HR professionals, master students in universities pursuing hospitality management, management staffs in hotels and hotel workers participated in the pilot study conducted in two phases. The diverse sample increased the reliability and appropriateness of the data. The data collected was analyzed using the dendrogram method in

Sunday, September 22, 2019

Grendel & Existentialism Essay Example for Free

Grendel Existentialism Essay â€Å"I understood that the world was nothing; a mechanical chaos of casual, brute enmity on which we stupidly impose our hopes and fears. I understood that, finally and absolutely, I alone exist. All the rest, I saw, is merely what pushes me, or what I push against, blindly-as blindly as all that is not myself pushes back. † Existentialism is a philosophy that I, personally, was unfamiliar with until we talked about it in class. The relationship between Grendel and existentialism was profound to me not only in the way that it drew lines of symmetry, but in the way that it helped me to interpret the concepts behind the philosophy. This quote spoke to me because it demonstrates how Grendel is pressured into living an existentialist lifestyle by the very forces that he says push upon him. Grendel delves into the psyche of a man-beast whose only choice is to react to the world as an existentialist; the world (specifically mankind) exemplifies all of existentialism’s concepts, proving Grendel’s niche to be that of an existentialist. â€Å"Dark chasms! † I scream from the cliff-edge, â€Å"seize me! Seize me to your foul black bowels and crush my bones! † I am terrified at the sound of my own huge voice in the darkness At the same time, I am secretly unfooled. The uproar is only my own shriek, and chasms are, like all things vast, inanimate. They will not snatch me in a thousand years, unless, in a lunatic fit of religion, I jump. † [Grendel, pg. 10] Grendel knows that he is alone, despite his attempts to fool himself. This is ratified by his mother’s inability to speak to him, the fear animals have of him, and the rejection he receives from mankind. He has no explanation for anything in existence due to his inability to communicate with anyone, until the dragon comes along. â€Å"My knowledge of the future does not cause the future. It merely sees it, exactly as creatures at your low level recall things past. And even if, say, I interfere even then I do not change the future, I merely do what I saw from the beginning. That’s obvious, surely. Let’s say it’s settled then. So much for free will and intercession! † [Grendel, pg. 63] Lack of free will is another concept of existentialism. Grendel’s previously mentioned lack of communication makes him eager to soak up any idea that the dragon shares with him, and eventually he takes this to mean that his war on the mead hall was not done of his own free will, but because it was his future as the dragon foresaw it.

Saturday, September 21, 2019

Strategies Of Internationalization In Hospitality Industry Tourism Essay

Strategies Of Internationalization In Hospitality Industry Tourism Essay Introduction to the Hospitality Industry The hospitality industry consists of wide category of fields within the service industry that includes lodging, restaurants, event planning, theme parks, transportation and tourism industry. The hospitality industry is a several billion dollar industry that mostly depends on the availability of leisure time and disposable income. A hospitality unit such as a restaurant, hotel, or even an enjoyment park consists of multiple groups such as facility maintenance, direct operations (servers, housekeepers, porters, kitchen workers, etc.), management, marketing, and human resources. The hospitality industry covers a wide range of organizations offering food service and accommodation. The industry is divided into sectors according to the skill-sets required for the work involved. Sectors include accommodation, food and beverage, meeting and events, gaming, entertainment and recreation, tourism services, and visitor information. Hospitality industries that profitably cater to the needs of customers better than the competition are more likely able to sustain competitive advantage over time.   Catering to customer needs is dominant to delivering desirable levels of customer satisfaction in the tourism industry.   The formula for executing this task is particularly fragile in tourism because of the heterogeneous and simultaneous nature of service production and consumption.   Tourism experiences are rarely, if ever, delivered without in-depth employee-customer interactions.   Thus, tourism experiences are people-intensive on both sides of the service fence.   Additionally, tourists tend to have higher expectations for hospitality and overall levels of service quality because their context is typically more emotionally charged.   An empowered workforce is a secret to success in these unique area employees who are inspired and enabled to make meaningful and suitable decisions close to customers in order to take care of important customer needs.   Internationalization is described as the process of expanding firm activities beyond the borders of its domestic markets. Historically, the primary motivation for internationalization among firms was the need to become more efficient. Efficiency in the context of the post-industrial revolution era is achieved when a firm becomes larger and thus generates economies of scale. Many firms searched for and found attractive markets in countries with higher market growth rates, developing consumer consumption, and growing discretionary income. Strategies of internationalization in hospitality industry There are several strategies of internationalization to gain more customer satisfaction n with effectively and efficiently. The development of computer technology, communication technology, and new means of transportation all served as vital enabling forces to internationalization. Today, internationalization has become one of the key concern of firms As barriers to international trade fall down in many parts of the world, managers become aware of new opportunities in an ever-changing global environment. For example, a uniform currency (the euro) is gaining a leading position within the European market, Eastern European markets are developing rapidly, Asian markets are opening to the world, and the world business population has reached the General Agreement on Tariffs and Trade (GATT). International firms that consider all the elements in the geographic destination develop different strategies for each geographical market, each specially tailored for the specific market. Eg: In the area of express delivery services, Federal Express (FedEx) dominates the market in the Americas, yet in other markets, such as Europe, FedEx is not successful, and the market is dominated by DHL. Franchising agreements in which a franchiser grants a licensed privilege to a franchisee to do business. This may include permission to use a brand name, products, operating systems, central reservation systems, and more. Franchising is used by Hilton International as a component of its international strategy Management contracts in which management is separated from ownership, where a company can contract the management of its overseas operation to a management team in return for a fee. For a example: Sodehxo is one of the examples of a management contract company in the industry. Strategic alliances in which a connection or a partnership forms between two or more companies that can assistance from greater market coverage, economies of scope or scale, enlarged visibility for the brand name or minimized capital investment. One such example is the strategic alliance between Accor and the Japanese Hokke Group Joint venture, in which the multinational firm provides a partial equity stake to local businesses in order to secure their commitment to the agreement. Accor is actively involved in joint ventures in different Asian markets such as Korea, Vietnam, and Malaysia. Call Center Service Recovery means Telephone based customer service is the largest customer services channel in both North America, and Europe (The Editors 2007).   Call centers customer service volume is higher than electronic mail support service.Despite this lack of acknowledgement from call centers, there is a gap between the service provided and customer expectations. The Green strategy means industry perceptions and perspectives as a new market -driven business focus for gaining competitive advantages.All businesses no matter how benign or smart their operations are create some level of environmental harm. These impacts can be minimized or controlled by a adopting a well articulated firm-level green strategy. This require to green should not just be to address companywide environmental challenge but also a proactive strategy to stay on the right side of the regulation and for profitability. Issues and impacts of internationalization on hospitality industry Issues and impacts bring together the latest developments in international hospitality operations with the current management principles. It provides a truly international viewpoint on the hospitality and tourism industries and provides a fresh insight into hospitality and tourism management. Internationalization is a major trend for todays organizations. The services sector is also unquestionably becoming increasingly international in scope. A rapid Internationalization of world economy during the 1990s has increased the opportunities to export services and services are now the fastest growing part of international trade. Accelerated by their desire for growth and profit, incentives provided by the host governments, and a freer flow of capital throughout the world, hospitality organizations have discovered that their future survival and growth depend upon extending their services around the world. The hospitality industry is thus at the very core of international business. Hospitality companies therefore need to consider the implications of the global context in which they drive and must be prepared to address the questions that occur from this rapid changing environment. The Internationalization of business and lifestyles is characterized by communicating over huge distances in foreign languages, frequent travel to overseas countries, dealing in many currencies, and coping with a range of political and social systems, regulatory environments, cultures and customs. While these aspects of Internationalization of are easy to identify, understanding the underlying current and future trends can be analysis, however, reveals that a number of issues are reshaping the Internationalization hospitality industry, although there are clearly some complex questions that are still to be resolved: International spreading out with general product and brand position; Sales and marketing programs that fully capture global economies of scale; Organizational structures that tolerate delivery of services with local operational control; Cross-border employee training to support operations; and Use of the world capital markets as sources of funding. The Positive Impacts of Internationalization on the hospitality industry; 1. Exposure to different cultures: Due to the internationalization of the managers of hospitality industry, they would be able to gain knowledge of different cultures, as they get to fuse with people from different walks of life and thus, enhance their awareness. 2. Larger Market: Due to internationalization, the customer base has enlarged greatly. People travel not only for holidays, but business, health and various other purposes too. Thus, this has increased the market for the hospitality industry, which gets their major income from these international visitors. 3. Boosts the economy: As visitors come in and spend money it effects to the foreign exchange of the country and it gets increase. Thus it is of great value to the economy as internationalization helps to pump in money into the country. 4. Technology Advancement: Since one needs to attract as many tourists as possible, hospitality organizations frequently need to upgrade and improve their products and services. Example: Singapore Flyer, using faster and newer technology in hotels to so that the customer is satisfied. 5. Promotes Creativity: Organizations are continuously thinking of new and innovative ideas to draw more tourists. 6. More Job Opportunities: Due to internationalization, more visitors come into the country and thus more people will be required to serve and cater to their needs. So, with the arrival of internationalization, there are lot of more jobs opportunities for people within the areas which hospitality industries are located. 7. Boosts the Travel Industry: Due to internationalization more people travel around the countries. To facilitate this, the tours and travels industry require to develop as well. People who come into the country by air, ship or land, will use the transport services obtainable as well. 8. Variety of International Services / Cuisines: Since there are lot of diverse visitors from various cultures, traditions, cuisines, and languages, the hospitality industry includes recipes and various other services to cater to them. These services will be available to the locals too, which makes it even better. The negative impacts of internationalization on the hospitality industry; Language Barriers: Due to internationalization, the hospitality Industry can make use of people from different countries as it is usually cheaper. They may sometimes have troubles in communicating with the customers. Many customers get quite incensed as a result of this. Cultural Barriers: As there are people from a mixture of cultures, one needs to be watchful not to offend them. For Example, a muslim will not eat pork one needs to make sure not serve food which contains pork. (Unless specifically asked). Whats acceptable by one culture may be frowned upon by another. Events/Disasters in other Countries: A disaster or incident taking place in one country may affect to the country (the home country) also. For example, the financial crisis makes less people want to spend money or travel; due to increase in terrorism some visitors get are not ready to travel to certain countries. Seasonal Employment: During climax periods, a lot of jobs are available in some industries, but as soon as the tourists go back to their countries, the jobs get disappeared as well. For example: Goa India; the locals in Goa get their revenue only during the climax season, (Dec- Feb and April July) In other seasons, they have no jobs and no earnings. Growth of the Communication Technology: Due to international barriers, there has been a constant growth in the use of technology for communication (through the internet, voice recordings). This removes the human touch. Developing Countries: Countries that are unable to keep up with the advancement in technology tend to lose out. Example: Africa does not have the infrastructure or technology as yet to welcome a large amount of foreign visitors, though it does have a lot of natural attractions. To increase the flow, it would have to improve conditions; otherwise tourists have a vast sea of areas to choose from. Increase in Crime Rate: With the increase in tourists, crimes increase too. Example: pick-pocketing, hustling, rape, smuggling. Bad Habits: People from other countries sometimes influence the local youth in a bad way. Increase in drugs and promiscuous behavior, etc Integration of the hospitality industry To offer a better customer service and keep loyal client come back todays hospitality industry require integration system. Thereby they can maintain their controls and improve their business. To have a smooth running integration system can aid organizations with a sustainable competitive advantage by improving product quality and service while reducing cost. Good performance and a high-quality, sustainable product can also help a company to reduce the risk of conflict or problems with suppliers, governments, staff and local communities, and improve its status as a respected partner in destinations. This may mean enhanced access to key business resources such as capital, the ability to develop products to meet growing market demand, improved relationships with governments, and a motivated and loyal staff. Eg: The computer software is a combination of various modules, which cater to the various aspects of hotel management. It including with hotel staff management, hotel reservation and hotel accounting are taken care of by the different modules in a single software unit. Many software companies have gathered more areas of hotel management into their software. All the operations like bookings, billings, reservations, check-ins, checkouts and etc, are available on screen and can do within few clicks of mouse. Therefore, taken as a whole, efficiency of the hotel staff and the management system is increased. Clients can reserve the rooms and other services through the hotel website directly. There is no room for any third party connection in this events.. However, there are some advantages in this integration as follows; It leads to reduction of transportation costs as the common ownership results in closer geographic proximity. The transaction costs can be controlled if a firm acquires the other firms in the vertical chain, then one division of the same company will transfer goods to other divisions. So, transaction costs in form of transport, cost of negotiation, cost of control etc. will be eliminated. The overall average cost of the firm will decline because if the divisions are under same management control then there will be in house supply and departmental heads will determine the transfer price. An example could be pokarna granites limited. The company was established in 1991 as a partnership firm quarrying black galaxy granite in India. Transportation of granite to factories where they can be cut and polished is quite difficult. Since that time, the company has grown to a major quarrier and fabricator of stones from India and around the world. From the very beginning, the company has believed in vertical integration. They begin with the finest raw materials, invariably from their very own quarries, assuring consistent, high quality suppliers. If a firm purchases semi finished goods from an outside source then the work culture will be different and there are chances of dispute regarding terms and conditions of supply or if the outside supplier makes breach of contract and does not supply the goods on time then the firm can not fulfil its commitment to the third party and the goodwill of a firm will come to an end. Organizational inferences; If the supplier supplying the raw materials to a firm is big, in terms of size and structure, then it will dictate the terms and conditions. On the other hand if an in-house source is used then there will be no market variation and the supplier can not impose any unfavorable conditions. We can split the benefits of integration into short-term or static gains and more long-term dynamic gains.    The establishment of the Single market within Europe has led to significant gains for the participating member states. The removal of internal market barriers and the harmonization of national regulations are expected to lead to an increase in trade and reductions in cost. Conclusion Taken as a whole, Internationalization and integration are two major parts which leads to the growth of the Hospitality Industry and their impacts directly involve to the evolutionary change in the Industry.

Friday, September 20, 2019

Curriculum Development

Curriculum Development Unit 6 Curriculum Development for inclusive practice Curriculum is defined as the following; a specific blueprint for learning that is derived from content and performance standards. Curriculum takes content and shapes it into a plan for effective teaching and learning. Thus, curriculum is more than a general framework, it is a specific plan with identified lessons in an appropriate form and sequence for directing teaching (Wiggins and McTighe, 1998). The word ‘curriculum is actually a Latin word for ‘racecourse. Curriculum is the activities that learners will undertake to achieve their learning goals. The planning, learners experience and order in which it occurs are all part of the curriculum. There are a huge and vast amount of elements that help shape a curriculum. There are many different methods and approaches to the design and implementation of curriculum and a lot is dependant on the teachers approach of it. In the world of training, the curriculum can designed around the objectives of the clients specifications. Most of the time curriculum is based on the organisational needs of learning and objectives, for example, their curriculum. Approval from external agencies, for example, awarding bodies give approval for the qualification to be delivered. The awarding bodies supply the syllabus or guidance which gives the teacher the information and framework for delivery and assessment of the subject matter. External agencies may provide funding in some cases and in this instance the course will only be provided once the funding has been attained. Within the training in-house sector of teaching, it is normally the business and individual needs that sets the benchmark for the requirement of bespoke training courses. In house training/teaching cater for the needs of the staff and in the majority a lot of the courses attained by the learners do not lead to formal qualifications. In all of the above instances the organisation will supply the syllabus or course content to shape the curriculum. If the syllabus or course content is not available the teacher will have to develop their own based around the subject that has to be delivered. The aim of the teachers is to identify the learning needs, styles and the potential of the learners, this needs to be achieved at the prior to the start of the students learning. As an example of this a schools curriculum comprises both statutory elements (including the National Curriculum, religious education and careers educations) and non statutory elements (priorities defined by the school). An area where there will be a significance of equality and diversity in the design of the curriculum would be children with multi-sensory impairments. One of the fundamental principles of the code of practice is that all children, including those with special educational needs should be offered full access to a broad, balanced and relevant education. This is what the national curriculum was designed to provide. Some children who are multi-sensory-impaired will follow the National Curriculum, usually with additional support. Others will follow a modified form of it. Still others will follow more specialised developmental curricula which will include teaching a child things that non-disabled children already know by the time they start school. Even children who follow the same curriculum as non-disabled peers, however, will usually need additional elements because of their sensory impairment. These may relate to: * mobility skills, communication, sensory development or other aspects specifically affected by deaf blindness * therapy needs for example, physiotherapy * concepts usually learned incidentally for example, the interpersonal and independence skills used at break or meal times All teachers modify the curriculum in order to meet the range of learning needs in their class. Children who are multi-sensory-impaired are likely to need the curriculum modified on an individual basis, because each childs combination of hearing impairment, visual impairment, other disabilities and learning characteristics will be different. There are many models which affect the delivery of curriculum, way in which a teacher must attain the end result, should and could deliver to the learners. For example, the product model focuses hugely on the outcomes of a course. The product model is also referred to as the behavioural objectives model. An example could be of a first aid course, the teacher has to teach what must be taught in order to facilitate the learners to pass. Training in the workplace is very much honed to the product/behavioural model of curriculum development. The teacher focus predominantly on what must be taught rather than focusing on what should or could be taught The behavioural model of learning concentrates on the measurable outcome of curriculum. The advantages of the behavioural model are that there is normally a general statement of intent and this is hopefully ensuring avoidance of vagueness. The assessment process is actually more precise. The learning should be step by step and it should focus on the previously learned material. Ralph Tyler (1971) stated that there is a guideline for curriculum development that the interacting influences of organized scholarship, the learner, and society should provide the dominant source and influence for curriculum development. Tyler organized his model into four fundamental questions, which he stated should be answered when designing curriculum: 1. What are your curriculum aims and objectives? 2. Which learning experiences meet these aims and objectives 3. How can these learning experiences be organised into a curriculum programme? 4. How can this programme be evaluated? The Tyler theory to date is the most influential model of all in preparation of curriculum, the needs of society at the time of development and the needs of the learner at the time of development should be imperative. The ever evolving social psychology of our society must be accounted for, exactly what are the educational purposes needing to be attained. The focus should be related to previous learning and experiences and after analyse the factors how is the curriculum design going to encompass and attain the objectives that may not have been reached previously. The philosophy of education will profoundly affect a students life. It is providing the foundations, the aspects of knowledge and social experiences are needed to improve learners futures. An example could be of training, the different settings and mutli-cultural workforce will have a variation on the curriculum. The curriculum will need to be designed in partnership with the employers, so a competency framework will be met. Aims and objectives will have to set within in the competency framework which over time changes with legislation and regulations. The learning experiences should organised into the curriculum and depth, complexity of the subject, ensuring that it covers all levels of learners attainment. Then course needs to be evaluated, how will the course be evaluated and the key objectives attained? Simplistically the Tyler theory in practice is the most fool proof design of curriculum. The curriculum can be subjective and open to interpretation. Needs analysis previous to design of curriculum is imperative, the findings should be summarised and should formulate part of the curriculum development documentation, which is practice is fantastic if you have the relevant information prior to course delivery. The world of training can be ad-hoc and trainers are not always privy to this information. However, the behavioural model approach has received criticism. One of the arguments against the behavioural model is that the ‘affective domain cannot be considered adequately in terms of specific behaviours. The affective domain describes learning objectives that emphasize a feeling tone, an emotion, or a degree of acceptance or rejection, thus it cannot be assessed adequately and the behaviour model will discourage ‘creativity on the part of both learner and teacher. In the 1980s behaviourism was superseded by the humanistic approach to curriculum design and implementation. The process model concentrates on course content, relevant knowledge and skills that can be learnt and applied. This model focuses on teachers activities, the conditions in which the learning takes place and the learner activities. An example could include when a person pays for their course of study. The learner would be getting the benefit of what ‘must and ‘should be covered as well as ‘what could be delivered. Stenhouse (1975) quoted the English dictionary when defining curriculum as ‘a course; especially a regular course of study as at school or university. Most of the time the course design/curriculum is what the governing bodies have decided should be taught. The sets what exactly as teachers in advance what learning is going to be planned, achieved and what goals should be produced to the subjected being taught. Stenhouse challenged the view that teachers need to be objective in their view of curriculum, realistic even, to ensure that there is a balance between the ‘intentions and realities that the curriculum design will get the best outcomes for their students. He draws comparisons the process of curriculum as to a recipe in cookery, the recipe is followed and the result would be a dish. In theory this can be a tried and tested, for example, how to you know if the curriculum design has achieved all the education goals until the there is a evaluation at the end of the course? How many pass grades and how many failures. Like making a cake it doesnt always rise the way youd wished it to. Often when baking the ingredients need to be adjusted or the timings. In 2001, DDA (Disability Discrimination Act). was introduced, fortunately this means that teaching must always be inclusive, counting for the needs all of learners The curriculum must encompass best practice principles of equality and diversity in all areas. Equality of opportunity and provision means giving every student the same learning environment, and is an important element of schooling. Equality and diversity means giving students what is necessary to extend them to their full potential. Some may need additional tuition to bring them to the standard of the rest of the group, while others may need additional tuition to take them beyond the group because they are capable of further development and learning. It is imperative to ensure that all students are able to access the curriculum it is important to consider the curriculum content, as well as the teaching and learning practices used within a design. With regards to design of curriculum we have to attain why and what. The educational ideology such as the fundamental values, beliefs and assumptions this is extremely prevalent in the world of care, the format is normally set out by the governing bodies such as the Commission of Social Care Inspection. Normally the needs that the course must met are the needs set out by the governing body to attain the best level of care for Service Users. For the main part with training, cost analysis plays heavy, is the course a requirement under the recommendations that have been implemented by the governing body? Learners in this social care field are normally trying to achieve and meet performance criteria, the learning outcomes are normally behavioural as the learning is skill based. However the curriculum is not considered a complete entity and does not provide every opportunity relevant to qualifying as a health care worker. Ongoing learning will provide opportunities to evidence knowledge, skills, experience, values and ethics. Some of the methods used to deliver the curriculum are essential; others that are not are open to negotiation. A diversity of methods of learning is useful to meet the different learning styles of students. The main objective must be continuity for the learners and teachers alike. Coordinated Curriculum is very much relevant in the Social Care Sector. Coordinated curriculum is the method of linking different subjects/contents together. It establishes the links between the subjects for example in Social Care it would link the psychology, sociology, biology and prac tice together. Coordinated curriculum means that there is a greater emphasis on the total context in which teaching and learning take place. Realistically in Social Sector teachers/trainers will be using both product and process models. The process objective happens when you cant tell in advance will exactly the student will learn advance, health and social can unmanageable in the fact that you are dealing with human beings (patients/service users) and they dont always follow the curriculum recipe. Therefore, evaluation will be invaluable in ascertaining if effective learning has taken place. This should help identify any problems within the curriculum design, reflection on the needs of the organisation, the syllabus and learners. Evaluation is should be the process through which teachers judge the quality of their work, their own work and their students. Formative evaluations, which involve a continual stream of reflection and feedback, and allow the educator or student to continually adjust and improve their work while its ongoing. Traditionally, teachers have emphasized summative evaluations, where feedback is gathered only after instruction has been completed. Both strategies are necessary to provide for effective curriculum assessment and student education. A teachers skill in the classroom assessment is essential to the goal of student success. In evaluating the curriculum can only lead to a teachers continuing professional development in the Life long learning sector. If the evaluation and assessment of curriculum is to be meaningful, teachers must be able to relate their learning to their personal experience and practice. Kolbs Learning Cycle, outlines the four stages involved in any successful learning experience. Learning is defined as a process in which experience is changed into knowledge. In turn, knowledge creates a foundation and opportunity for learning. In Kolbs four-staged cycle, the individual reflects on experience and draws on conclusions, which can be used to influence future action. In this way, practice, reflection, theory and action become essential parts of professional development and therefore assist with the future of improving practice in inclusive curriculum design. After reading and studying the different models of curriculum, one can draw comparisons from the Ralph Tylers Basic Principles of Curriculum Instruction (1949). As a trainer clear definitive learning objectives are set out by the customer, the learning will hopefully be a useful experience to the candidate and will have a cumulative effect. Tylers model applies the importance of evaluating the curriculum and revising any aspects that do not prove to be effective. Thus the importance of continuing professional development, evaluation, assessment and reflection play heavy in the product model of curriculum. The other model used in training would be the process model by Laurence Stenhouse An introduction to Curriculum research and development (1975). Teachers or trainer have to have a high level of professionalism and competence in their specialist subject area. The content is defined in cognitive terms; the process is that the learner needs to go through to learn. As mentioned earlier in the assignment, Stenhouse draws comparison to making a cake and with the social care sector the same methodology can be used. If a candidate/learner has been taught to use a hoist but then drops the patient then this would question the realities and intentions of the curriculum. In conclusion, it is important that the teacher is always involved at all stages of any curriculum development and review. This will ensure that quality assurance happens at all stages of development. The teacher therefore can be positive that all parts of curriculum contains all the relevant information such as the course goal, aims and objectives, rationale, entry requirements, evaluation, assessment etc. Any curricula should ensure that schools/higher education programs must be delivered in the most effective and up to date manner as possible. In reviewing the subject of curriculum it should enable a teacher to reflect on addressing the identified needs of the students within the educational establishments or programmes. Curriculum should also provide a tool for examining the quality and completeness of the curriculums components for, example, instructional principles, functional knowledge, self-perceptions, attitudes, skills, and duration. Through constant analysis it will help t o determine the degree of fidelity between the curriculum and its application in the classroom; and assess the impact of the curriculum on students knowledge, attitudes, and behaviour. As David Ausubel (1969) suggested the learning process should be approached like a mental journey! Geoff Petty quotes ‘ We should seek a win-win curriculum that puts the needs of individuals on equal terms with economic and other factors. The quote really say it all as we are purely developing curriculum with the main objective of imparting knowledge and skills on the learners of the future which will hopefully have a positive effect on the economy in the 21st century. Bibliography Gray D, Griffin C and Nasta T (2005) Training to Teach in Further and Adult Education. Cheltenham, UK. Nelson Thornes Ltd. Armitage, A et al (2007) Teaching and Training in Post-Compulsory Education, Maidenhead, Open University Press Reece, I Walker, S., (2005) Teaching, Training Learning: a practical guide. (5th Edition). Sunderland: Business Education Publishers Walkin, L (1990) Teaching and Learning in Further Education, Cheltenham, Stanley Morris Internet National Curriculum http://curriculum.qca.org.uk/ Accessed on 21st February 2009 Qualifications and Curriculum Authority http://www.qca.org.uk/ Accessed on 25th February 2009

Thursday, September 19, 2019

Internet: The Newest Mass Medium Essay -- Essays Papers

Internet: The Newest Mass Medium In order to analyze the Internet as a mass medium, we first have to look at the original intentions of the Internet. Originally the Internet was utilized strictly by the government and educational institutions. Its primary purposes were research and education, although it soon became a form of entertainment for a portion of the population through games, chat, and email. The idea of using the Internet for entertainment and commercial use was outrageous to the current users of the technology, and when listservs began posting advertisements, they did not respond well. These users wanted to keep the focus of this particular media very narrow and two-dimensional, so to speak. However, commercialization of the Internet allowed for exponential growth in for-profit and subsidized sites, which generated a greater demand for a larger user base. Profitability became an issue as soon as the Internet became commercial. In the 1990s, the Internet wielded a significant impact on people and businesses of all types, and there were many organizations and individuals that grew concerned of this impact and new issues arose. From a business aspect, telecommunications companies began to worry that the Internet would take away their customers because people were now able to place phone calls online with no long distance charges. From an individual, or general population aspect, people were concerned with the social implications of the Internet, and the negative impact that certain content could have on individuals or groups, such as children being exposed to pornographic content. There is also the growing concern of security and privacy, because not only can personal information be used for illegal purposes, it can be used without someone’s knowledge, for marketing purposes, which some people find to be an infringement of their privacy. The Internet is a breeding ground for freedom of expression and freedom of speech, which is why certain countries such as China and Germany, have done everything in their power to restrict the content made available to citizens. However, because of the Constitution, American government is finding it rather difficult to set up a ‘gatekeeping’ system, which will restrict content available within the United States. To allow the government to do this would completely defeat the purpose of such ... ...of thought was easily manipulated by the corporate/government cooperative that ran (and still runs) traditional ‘old’ media in the United States. The versatility and multidirectional communication makes the Internet one of the most exciting mediums because content can be very diversified and users are not only able to receive messages, but they are able to respond as well. The Internet is an interactive medium with potential to expand even farther than it already has. The Internet defies the controlled, one-way broadcast model of information distribution and empowers the user with the capability to talk back to the sender. References Beacham, F. (1998, December). Dark Alleys of the Internet Frank Beacham’s Questioning Technology [Online], 20 paragraphs. Available: http:// ****CHECK**** Grant, A., & Meadows, J. (2000). Communication Technology Update (7th ed.). Massachusetts: Butterworth-Heinemann. Public Agenda (2000). Internet Speech and Privacy. Public Agenda [Online], 10 paragraphs. Available: http://www.publicagenda.org/ Schmesier, L. (1996, March 1). Why bring gender online? CMC Magazine [Online], 7 paragraphs. Available: http://www.cmcmagazine.com

Wednesday, September 18, 2019

Time For A Change :: Essays Papers

Time For A Change The more that I learn about fossil fuels and their effect on the environment, the more surprised I become about the state of the world we live in. It seems that we live in a time that demands instant gratification. The problem with instant gratification is that the repercussions are seldom thought about. While millions of people think nothing of driving their cars for hours a day, the effects of decades of this behavior are already manifesting themselves around the world. This is particularly true in the United States, where mass consumption of fossil fuels are propagating serious environmental hazards. Perhaps the problem that strikes me as most frightening is the problem of acid rain. The nitrogens and sulfides in fossil fuels that we burn are wrecking serious havoc on the air we breathe. It is horrifying for me to think of rain falling that contains extremely corrosive and damaging factors. If this rain has the ability to corrode buildings, monuments and stat ues, I can only imagine how its long term effects must damage organic matter (Acid Rain, March 2005). It is also difficult to predict the future of this state. Will the problem intensify with time or will the recent slew of clear air acts and proposals have a palpable effect on the air we breathe? Have we passed the point of irreversibility or can we ameliorate the problems that have building over the last decades in the golden age of fossil fuels? Despite the looming problems at hand, I can’t help but feel optimistic about the situation. Technology has gotten us into this problem, and it could very well get us out of it. One breakthrough in technology could easily reduce the incidence of pollution in the long run. With the emergence and surprising popularity of hybrid cars (Hybrid Cars, March 2005) and all the research into alternative fuels such as hydrogen, it seems that the only thing missing is the technology itself. The market is clearly there. Hybrid cars have sold an astounding already. Also, considering the unprecedented exponential rate of technological advance in the past 100 years, it seems almost inevitable that a breakthrough is just around the corner.

Tuesday, September 17, 2019

Ideal family Essay

CHAPTER ONE THE PROBLEM AND ITS BACKGROUND Introduction The institution of family is a basic unit in the society, and the multi functions performed by it make it a much-needed institution in a society. Some of the important functions performed by the family include reproduction of new members and socializing them, and provision of emotional and physical care for older persons and young. Family in fact, is an institution which resolves or eases a large number of social problems. The term family had been defined by various sociologists and anthropologists. Peter Murdock, after studying over 250 multi-cultural societies defines family as a â€Å"social group characterized by common residence, economic co-operation and reproduction. Interconnectedness of individuals in family relationships through bonds of affection and/or obligation leads to joint decision making, budget – pooling, cooperative work roles and noble parenting within a framework of culturally accepted notions about the division of rights and responsibilities by sex and generational position. There are two main family types introduced by the sociologists. One is the nuclear family, which consists of two elders and their children. It is often referred to as the â€Å"immediate family†. Extended family is the other type. It consists of an old system of family performances with the close connections of two or three generations of relations, such as grandparents, husbands of sisters and wives of brothers, aunts, uncles, nieces and nephews. According to Adoms, as families move from being extended to being more isolated, nuclear and privatized the relationship between wives and husbands tend to become more equal, with both partners working and sharing household tasks. Such a family is defined as â€Å"the symmetrical family†. From this, I have decided to research on IDEAL FAMILY to present what are the trends in having a family. Statement of the Problem The main purpose of this research is to present the plans of the students in having a family of their own along with its responsibilities. Specifically it aims to: Deciding the size of the family varies to its responsibilities. Creating a family corresponds to sacrifices in aspect of their careers. By looking forward – years from now – expect them to having a happy family they want to create. Scope and Delimitation This research covers most are undergraduates of the University of the East. Sixty students will be sharing their opinions and future decisions in starting a family. Significance of the Research The research tries to help the following: The students perceive more of their future about having a family and its responsibilities because it will aspire them to their current situation as a student and for their future. The University of the East – Caloocan achieves one of their main objectives to produce reliable and responsible individual in the future. The professors nourish and enrich their students with values and aspirations on moving forward and every step to take must be anticipated. CHAPTER II REVIEW OF RELATED LITERATURE Strengthening Fragile Families The rise of fragile families—families that begin when a child is born outside of marriage—is one of the nation’s most vexing social problems. In the first place, these families suffer high poverty rates and poor child outcomes. Even more problematic, the very groups of Americans who traditionally experience poverty, impaired child development, and poor school achievement have the highest rates of non-marital parenthood—thus intensifying the disadvantages faced by these families and extending them into the next generation. Economic Mobility of Families across Generations The study presents that â€Å"Doing better† than one’s parents has long been a key element of the American Dream. Not only can people earn more, but they can move up the ladder compared to others. The story, embedded in our history and our literature, suggests any person can start from humble beginnings and achieves great wealth, or at least reach the middle class. But how are Americans doing today? Are they better off than their own parents were and how much does their eventual success depend on their family background? These questions are answered in this study. Parents working out work For families with children, the employment of parents is vital to address the wellbeing of family members. Increasingly, when we consider parental employment, it is not only fathers’ employment that is of concern, but also mothers’. How parents work out work applies both to those families with two parents in the workforce and those with a single parent working. This facts sheet presents statistical information about trends in parents’ engagement in paid work, examining mothers’ and fathers’ employment patterns. We provide detailed information about jobless families. Further, the ways in which families manage their work and care responsibilities is analysed, through presentation of statistics on their use of child care, paid parental and other leave, and other working arrangements. Family working together: getting the Balance right The National Families Week theme for 2013 draws attention to the sometimes difficult task of achieving balance in our lives. Achieving balance can be helped by working together in our immediate and extended families, as well as with friends, neighbours and the wider community. One of the pressing challenges today is finding the balance between the hours spent in paid work and the time spent with family and friends, in community activities, and looking after our own health and wellbeing. This facts sheet highlights some of the ways in which such time commitments vary over the life course, and how families manage these and other competing demands on their time. Families make all the difference: helping kids to grow and learn This Facts Sheet has been prepared for the 2012 National Families Week, with this year’s theme being â€Å"Families make all the difference: Helping kids to grow and learn†. It provides a range of information on ways in which families nurture and support children’s physical, learning and social emotional development. Helping children to grow and learn occurs within families in very many ways, from providing a safe and nurturing home environment, through being involved in children’s learning activities at school, home and elsewhere, and giving children the input and direction they need to grow up with the social and emotional capabilities to tackle everyday life. We will explore this here by looking at children’s physical, learning and social-emotional development CHAPTER III METHODOLOGY Research setting and respondents The respondents of this study are undergraduates of the University of the East. There are sixty respondents included in the study. Research method The researchers used the descriptive method that is design for the researchers to gather information about presenting existing condition. Therefore, it defines as collection of data in order to test hypothesis or to answer questions concerning the status of the subject of the study. The researchers make a survey questionnaire as instrument to gather information needed among the respondents. Data gathering instrument There are one-page survey questionnaire composed with ten questions regarding to the information needed to the study. The questions that gather information about the opinions and expectations in having a family. Family life includes the size, authority, residence, and responsibility. It’s more on an expectations or reference in seeing their life in near future. Data gathering and procedure The researchers formulate questions for the survey questionnaires for the answers needed in the study. The survey questionnaires are hand out to the respondents. Then, the respondents answer the survey questionnaires related to their opinion, knowledge, and future references. The survey questionnaires will be collect for the preparation of the analysis and results. CHAPTER IV PRESENTATION, ANALYSIS AND INTERPRETATION OF DATA Quantitative Result The researchers tabulate the data gathered and present the results in graphical form. The respondents’ answers shown in the following figures each have their own interpretation and analysis. Figure 1. Number of respondents planning on having a family From Figure 1, 60 of the respondents plan on having a family said yes and no one said no. Figure 2. Age on having a family From Figure 2, 33 of the respondents said they plan to have a family at age of 20-24 years old, 18 said at age of 25-29 years old, 7 said at age of 30-34 years old, 2 said at age of 35-39 years old, and no one said at age of 40 years old and above. Figure 3. Number of respondents planning on the number of child/children From Figure 3, 15 of the respondents said they plan to have one child, 27 said two children, 11 said three children, 5 said four children, and 2 said five or more children, and no one said they do not plan to have a child. Figure 4. Numbers of respondents are aware of the responsibilities in having children From Figure 4, 60 of the respondents said yes for their awareness of responsibility in having children and no one said no. Figure 5. Location of the residence of their family From Figure 5, 48 of the respondents said they will have their own house for their own family, and 12 said they will reside to their family residence. Figure 6. Head of the household From Figure 6, 32 of the respondents the father will be the head of the household, 7 said the mother, and 21 said both. Figure 7. Number of respondents giving up their career From Figure 7, 45 of the respondents said yes to give up their career in taking care of their family, and 15 said no. Figure 8. Comparing the current family to their ideal family From Figure 8, 43 of the respondents said yes to the similarity of their current family to their ideal family, and 17 said no. Figure 9. Factor that triggers the most in having a family From Figure 9, 18 of the respondents said their age triggers in having a family, 21 said marriage, 15 said stable careers or job, and 6 said other factors. Figure 10. Number of respondents in pursuing their ideal family From Figure 10, 60 of the respondents said yes in pursuing their ideal family, and no one said no. Qualitative Result The researchers analyze the answers of the respondents with accordance to their stated opinions and majority of their answers are related and resulted below. In terms of being the head of the household, it is still in practice that the dominant, which is the man, will be the head of the household. However, the as years go by people change along with their practices that woman gain their status as equal of man. Therefore, equality of authority inside the household is in practice although it only follows to the old tradition. In giving up their career, most of the respondents said yes, because they want to be hands-on in taking care of their children and to forge stronger  bonds of their family. However, those people who said no, they think about on financial terms to support their family needs and stability. In having their ideal family different from their inborn family, due to their family structure of having illegitimate kin, separated parents or no bonds formed at all. Their experiences influence their decisions in their ideal family. CHAPTER V SUMMARY OF FINDINGS, CONCLUSION, AND RECOMMENDATION Summary of findings The research study clearly observed that almost all of the students in the University of the East plan on having a family of their own. Most of the respondents are planning on having their own family at their 20’s. Also, all of them are aware of it’s almost a lifetime responsibility and they are preparing to attain such desirable future. Based on family size, most of the respondents plan to have a small family mainly composed of one or two offspring. In a matter of authority in the household, it’s divided into two opinions: the father being the head is the majority followed by being equal of authority both of the mother and the father. Based on the residence most of them plan to have their own home to reside their family to start anew. Conclusion Based on the findings, the researchers conclude the following: The students of the University of the East-Caloocan have plans in having a family life. The students are planning their career to gain stability after graduation. In gaining stability triggers to be married and then a family. Family meaning settling down and forging bonds and fulfillment as a person. In addition, all of them want to have their own children. Because having an offspring is the form of stronger connection and completes the family as a whole. BIBLIOGRAPHY http://undesadspd.org/LinkClick.aspx?fileticket=LJsVbHQC7Ss%3D&tabid=282 http://www.brookings.edu/research/papers/2007/11/generations-isaacs http://www.brookings.edu/research/reports/2010/10/27-fragile-families-foc http://www.ehow.com/facts_5287046_objectives-family-planning.html http://www.aifs.gov.au/institute/pubs/factssheets/